7 Money skills you must learn to earn more and grow rich.
Develop a Wealthy Mind: that attracts not only material wealth into your life but other forms of wealth as well such as health, happiness, peace of mind etc.
Become Financially Intelligent: Learn the difference between good debts and bad debts so that your money works for you; not against you.
Learn Financial Plumbing : Plug those visible and invisible leaks in your money chambers and ensure that your hard-earned money does not go down the drain.
Multiply your Time: Apply the ‘DOTS’ principle to multiply your time by any number of times and reach your financial goals faster.
Enhance Earning Power: Learn how to monetize your skills and talents making use of your spare time.
Develop Multiple Income Streams: Learn how to generate multiple streams of income and in the process utilize more of your skills.
Multiply your Money: Money earns money. And the beauty is that unlike a human being or a machine, money can work for us 24 hours a day and 365 days a year.
Testimonials
“‘It tunes one towards attracting wealth and at the same time maintaining moral, ethical values and honesty.”-Mr.Sirajudeen / Senior Design Engineer / TebodinMiddle East.
“This program is practical, full of tips and guidance and helps anyone to practice, grow rich and become a millionaire.”Mr.Mohd.Siddique Sattar / Chartered Accountant / Central Bank of UAE.
“For the first time in my life, I now have a clear understanding and methodology to become rich and wealthy”– Mr.Ajit Kumar / Chief Engineer / Al Zahra Hospital.
Brent Bozell, President of the media watchdog group ‘Parents Television Council’ told a news conference that parents are often unaware of the inappropriate content that children are viewing.
The study titled, ‘Wolves in Sheep’s clothing: A content analysis of children’s Television’ says that programmes aimed at children aged 5 – 10, contains twice as much violence as programmes aimed at adults.
One of the members of the council, Senator Sam Brownback said , “The level of violent material, sexual innuendo and lack of respect for parents is extensive and harmful. The TV networks need to be held responsible”.
In the 443.5 hours of telecast examined, the study found 3488 incidents of violence, averaging 7.86 violent incidents per hour, up from 4.71 violent incidents per hour in 2002.
Dale Kunkel, a researcher at the University of Arizona at Tucson said that viewing violence of television results in three types of harmful effects on children.
Children learn and exhibit violent behavior.
Children develop an exaggerated fear of being victims of violence.
Children become desensitized to real world violence and become callous.
“The ear buds commonly used by iPod listeners are placed directly into the ears and can boost the audio signal by as many as nine decibels, comparable to the difference in sound intensity between an alarm clock and the lawn mower,” according to Prof. Dean Garstecki, Chairman of Northwestern’s Communication sciences and disorders Department.
Though the ear buds used with many iPods are more stylish today, they do not always fit snugly into the ears, often allowing background noise to seep in, which causes listeners to crank up the volume. But people do not realize that turning up the volume can damage the hearing.
“This danger is not confined to MP3 user such as iPod listeners. Compact Disc players and walkmans also use ear buds and carry the same risk,” warn the audiologists. What makes the iPods more risky is the longer battery life and higher music storage capacity.
Many youngsters are not aware that loud music may lead to life long hearing loss or they are not willing to change their life style.
Prof. Dean Garstecki suggests that these youngsters stick to 60/30 rule to minimize the risk of hearing loss; Sound levels should not exceed 60 percent of the maximum volume and iPod use should not exceed 30 minutes a day.
Samsung, the South Korean electronic giant has come out with a new washing technology called Silver Nano Health System. Washing clothes in silver removes 99.9% of odour- causing bacteria including e-coli, says Samsung. The clothes are sprayed with jets of cold water containing nano silver ions since there is no need for hot water or bleach, it is ideal for delicate garments and modern fabrics.
In the new washing technology, water passes through silver electrodes. Electricity passes through these electrodes, generating nano ( one millionth of a millimeter in diameter ) silver ions.
Using silver for washing may be new but water treatment facilities in hospitals already use silver ions.
Another form of silver ‘Colloidal silver’ has been used as a natural antibiotic till 1938.but slowly faded out of use in favour of cheap, chemical antibiotics.
Dr. Robert O. Becker discovered that silver kills some 650 disease organisms whereas an antibiotic kills about 6 disease organisms. Moreover silver is non-toxic. He calls silver as the mightiest germ fighter.
The Indians knew the medicinal value of silver thousands of years ago. They used silver plates, silver glasses and silver spoons to feed the infants and their guests.
It is unfortunate that banks have stooped to the level of selling movie tickets! The number of irritating and unwanted calls from the reputed banks trying to sell you a credit card, personal loan, or an insurance policy has created a negative image about these banks and is spoiling their reputation.
These uninvited pests, affect your time and privacy. The callers have a readymade script and talk non-stop like an automated message. They test your patience to the core. They won’t leave you till you buy or you die.
There must be some initiative from the consumer groups to curb this menace. Consumer Protection councils can step in to weed out this nuisance.
In India, one of the mobile phone operators Hutch has taken the bold initiative called ‘Do not Disturb’ and stopped its telemarketing activity. The industry leaders such as Tatas and Reliance have supported the initiative and have taken steps to curb unwanted telemarketing calls. They have recommended that companies that violate the regulations must be penalised.
How many of us have the experience of sitting next to an obese man on a long-haul flight? He spills all over you. And in case he dozes off, it is a nightmare! Given the fact that the average airline seat is 17” and one-third of the passengers are wide –bodied, the problem is growing faster than the waistline.
Cases have been filed against the airlines, both by obese passengers and passengers affected by obese passengers. Some airlines such as SouthWest airlines have a policy of asking obese passengers to buy an extra seat. When this policy went to the court, it was upheld by the court with just one amendment that it must be implemented only when the flight is full.
For passengers, affected by other obese passengers, airlines have a policy of offering compensation – in the form of upgrades, free tickets or shopping vouchers – but only if you complain!
Obese passengers cause not only untold discomfort for other average-sized passengers; they also contribute to an increase in the ticket prices, by increasing the expensive aviation-fuel consumption.
It's time for the airline industry to take remedial action. Encourage people to stay slim by offering incentives in the form of concession or extra-baggage allowance and discourage obesity by slapping disincentives in the form of extra-baggage charges for carrying extra weight in the body.
Everyone knows that chronic pain can affect our work and sleep, but new research reveals that chronic pain can affect our concentration and memory as well.
In a study conducted at the University of Alberta, Dr. Bruce dick and Dr. Saifudin Rashiq found that pain can disrupt the memory trace that is required for processing and retaining information.
Volunteers who took part in the study were given memory tests on ‘less pain’ days and ‘pain days’. Dr. Bruce Dick found that 67% of the volunteers showed clinical impairment on ‘pain days’.
How to alleviate pain? Caffeine and caffeine-containing medication can help reduce pain. If lack of sleep is the cause of pain ensuring adequate sleep can help. But the long-term remedy is to find out the cause of the pain and treat the cause, as pain is only a symptom and not a disease.
Private companies will be allowed to cut the salary of employees for gossiping, according to Qatar’s new Labor Law.
In case of first time violator, one-fourth of a day’s salary can be deducted as penalty if an employee is found smoking, gossiping, taking a nap, making private telephone calls or entertaining visitors, without obtaining prior approval from the employer.
The guidelines also ban collection of donations among colleagues at work. Not reporting for duty, arriving late even by 15 minutes can also justify a salary deduction. The guidelines stipulate more severe punishments for employees who accept bribes. The offence can lead to immediate suspension.
The guidelines have already been implemented in Government departments and have improved the service standards. As a result, these guidelines are being introduced in the private sector to improve the behavior of the employees and to raise productivity.
What about receiving phone calls while at work? Prof. Noelle Chesley, sociologist at the University of Wisconsin feels that mobile phones have caused a spill-over between home and work. Calls you receive from home. While at work, affects your work-life and calls you receive from office, while at home, affects your home-life.
